Pre-Approving for a home loan is the first step towards home ownership!
Speaking with one of our experienced mortgage professionals will help you identify your maximum purchase price range, expected interest rate, estimated monthly payment and the total amount of monetary funds you’ll need to buy the home. Pre-Approval also tells both real estate agents and sellers that you are a qualified buyer. A qualified buyer is able to obtain the best service from agents and negotiate the lowest price for a home from a seller because of the certainty that goes along with being financially prepared.
What if I don’t qualify or am not really ready to buy quite yet?
That’s okay! There is no obligation or cost to pre-approve with Assist Home Loans. If you don’t qualify now or aren’t ready yet, we’ll create a customized financial plan to help you qualify with the best possible terms in the future.
One of our home loan experts will address credit reports & scores, setting up a monthly budget, and creating a savings goal for your down payment and closing costs. Our goal is to educate you about the sweet spots and put you in the best position so you not only become a homeowner, but a successful one!
What is the process to pre-approve?
Assist Home Loan experts are equipped with the most cutting edge technology to make the process of pre-approval seamless and easy. We’ll provide you with a mobile freindly link to a secure online application with a borrower portal for secure documentation upload. Once received, we’ll get back to you promptly with options and discuss your next steps. The entire process can be completed in a matter of hours and you’ll have the knowledge to make educated decisions about your upcoming home purchase!